... is constructed in quantitative financial literacy survey data from Estonia as the arithmetic mean of four statements on a five-point scale. Four hypotheses are tested in multiple regression analysis. Findings Subjective knowledge has a stronger relation with financial well-being than objective knowledge...

... orientation and adaptation, has a clear relationship with organizational performance. There are several important points that should be discussed in order to describe the background to finance sector organizations in Estonia, a country that was occupied by the Soviet Union and regained its independence 20...

...Kent Eriksson; Katri Kerem; Daniel Nilsson Purpose This study aims to examine innovation adoption in the context of internet banking in Estonia. Design/methodology/approach The data presented in this study are based on 1,831 questionnaires collected from individual internet banking users...

...Kent Eriksson; Katri Kerem; Daniel Nilsson Purpose The purpose of this paper is to study technology acceptance of internet banking in Estonia, an emerging east European economy. Design/methodology/approach The present paper modifies the technology acceptance model and applies it to bank...