... whether financial capability mitigates racial/ethnic disparities in economic hardship in the USA. Design/methodology/approach Data were from the US 2022 Survey of Consumer Finances. Multivariate logistic and ordered regressions were used to examine of the association between financial capability...

...Ravisha Chutani; Kimberly Watkins; John Grable; Kristy Archuleta Purpose The purpose of this study is twofold: (1) to test the mediating role of financial anxiety in the relationship between financial capability and financial well-being among US adults and (2) to assess whether these pathways...

...Lu Fan Purpose This study explores how financial capability factors and difficulties in emotion regulation shape individuals' preferences for financial information sources across three financial tasks: general money management, savings and investments, and credit and borrowing. It aims to uncover...

... included insolvency and debt delinquency. Potential influencing factors included in the analyses were COVID-19-induced shocks, financial capability, ownership of various debts and demographics. Logistic regression models were used to detect potential factors associated with bankruptcy risks. Findings...

... as the current state of research collaboration. Findings Four major clusters were identified in the field of personal financial management behavior: the relationship between financial literacy and financial capability, factors influencing financial behavior, the impact of financial behavior on financial well...

...Zongze Li; Swarn Chatterjee; Diann Moorman Purpose This study aims to utilize the theory of planned behavior, integrating materialism, financial socialization, and perceived financial capability, to explore the psychological determinants influencing credit card repayment behaviors. Design...

.... Based on the Extended Post-Acceptance Model (EPAM) framework, Structural Equation Modeling and Confirmatory Factor Analysis were applied to inspect how financial capability, perceived security and perceived usefulness affect fintech adoption. Findings Fintech proficiency, investment risk tolerance...

...Kyoung Tae Kim; Jing Jian Xiao; Nilton Porto Purpose Financial inclusion can be proxied by banking status. The purpose of this study is to investigate the potential effects of financial capability on the financial fragility of US adults with various banking statuses during the COVID-19 pandemic...

...Jing Jian Xiao; Kexin Meng Purpose This paper aims to examine and compare the associations between financial capability and financial anxiety (FA) before and during the coronavirus disease 2019 (COVID-19) pandemic. Specifically, financial capability is measured by three indicators: financial...

...Rui Yao; Jing Jian Xiao Purpose The purpose of this study is to examine the association between financial capability and informal bankruptcy, especially among families in which the respondent and/or spouse borrowed student loans to fund their own education and families that did not have such loans...

...Jing Jian Xiao; Jin Huang; Kirti Goyal; Satish Kumar Purpose This study aims to examine the literature on consumer financial capability. By analyzing the research trends, theories, definitions and themes, the literature on financial capability is synthesized, and agenda for future research...

...Muhammad S. Tahir; Abdullahi D. Ahmed; Daniel W. Richards Purpose This study aims to test a moderated mediation model for a twofold purpose. First, to examine the mediating role of financial capability (FC) in the association between financial literacy (FL) and financial well-being (FW). Second...

...Nkosinathi Sithole; Gillian Sullivan Mort; Clare D'Souza Purpose This paper aims to explore the effects of the customer-to-customer co-creation experiences of savings/credit groups in the African context and how savings/credit groups influence financial capability and enhance financial well-being...

... of the population. The purpose of this paper is to advance a model of college students’ financial capabilities enhancement to partially alleviate some of the problems related to deficits in financial knowledge among this population. The integrative model provides a framework to be operationalized by institutional...