... Jian Xiao can be contacted at: jjxiao@uri.edu 25 07 2026 26 07 2026 26 07 2026 © Emerald Publishing Limited 2026 Emerald Publishing Limited Licensed re-use rights only Financial literacy Financial education Personal finance College student Young adult...

...Solomon Wang; Kent Royalty; Paola Mattar Purpose Since the 2008 global financial crisis, public confidence in the banking system has declined in many countries. This study examines how financial literacy and financial education affect households' fairness-based trust in banks. Design...

... National Financial Capability Study, this study employs logistic regression analyses to examine how objective and subjective financial knowledge, along with formal financial education, relate to two distinct fraud-related outcomes. To ensure the robustness of our findings and address potential sample...

... means to alleviate their financial stress. Additionally, we examine whether financial education moderates this relationship. Design/methodology/approach Using data from the 2021 National Financial Capability Study (NFCS), we employ an ordinary least squares (OLS) regression to examine...

...Yu Zhang; Zhikun Liu Purpose The primary goal of this study is to assess the role of financial education on American adolescents’ recognition of financial concerns and their retirement awareness levels. This study seeks to investigate whether early educational interventions can engage young...

...Xiawei Tan; Jing Jian Xiao; Kexin Meng; Jiuping Xu Purpose This study examines the association between financial education and budgeting behavior among college students. Under the guidance of the extended theory of planned behavior, we use a comprehensive measure of budgeting behavior and explore...

.... financial education and financial literacy) and outcomes (i.e. desirable financial behaviors and financial well-being) of the utilization of mobile fintech. Using data from the 2018 National Financial Capability Study and structural equation modeling techniques, this study provides empirical evidence...

... 02 2021 08 04 2021 01 05 2021 © Emerald Publishing Limited 2021 Emerald Publishing Limited Licensed re-use rights only Financial education Online investment intention Risk preference Financial self-efficacy Trust Elaboration likelihood The Internet offers...

... without financial education exhibited lower evaluations and decision satisfaction regardless of readability. More knowledgeable consumers and those with financial education performed equally well regardless of disclosure readability. Practical implications Financial service providers seeking more...

...’ financial literacy. However, familiarity aids financial literacy only with sufficient processing effort. Financial education materials that are not personally relevant fail to increase motivation to process and, without motivation to process, exposure is insufficient for acquiring and retaining concepts...