...Haekjin Lee; Su-Jung Nam Purpose This study investigates how individuals' level of financial knowledge is associated with their vulnerability to financial fraud and whether living alone (a social isolation proxy) conditions this relationship. Design/methodology/approach Financial fraud...

...Kyoung Tae Kim; Jonghee Lee; Sunwoo Tessa Lee Purpose Financial fraud remains a pervasive threat to consumer well-being and market stability. Despite growing research interest, significant gaps persist in understanding how financial knowledge and education influence individuals' vulnerability...

... worse off than peers and satisfaction with one's financial life. This study also investigates whether objective financial knowledge moderates the effects of social comparison on self-perceived financial anxiety and financial satisfaction, recognizing that individuals with different levels of financial...

... financial knowledge increased the likelihood of using financial professionals for money management and savings/investments. Conversely, higher objective knowledge reduced reliance on social media for credit/borrowing decisions. Emotion regulation difficulties also played distinct roles. Lack of emotional...

...Maria Cristina Arcuri; Beatrice Ronchini; Gino Gandolfi Purpose This study examines the relationship between financial knowledge (FK), digital skills and indebtedness of Italian households. It also considers different types of debt and the potential impact on over-indebtedness. Design...

...Shaista Wasiuzzaman; Syahirah Basheer; Gowrie Vinayan Purpose This study examines the interrelationships among future time perspective (FTP), retirement goal clarity (RGC), financial knowledge (FK) and income stability in shaping retirement planning behaviour. Design/methodology/approach Data...

...Juan S. Sandoval; María Antonieta Collazos-Ortiz; Julio Sarmiento-Sabogal; Edgardo Cayon-Fallon Purpose This study examines the relationship between subjective and objective financial knowledge and three financial behaviors (comparing products, seeking financial advice and overspending...

...Kyoung Tae Kim; Jihyung Han; Hyejin Cho Purpose This study examines the relationship between financial knowledge, the use of a financial planner, and the financial planning horizon. Additionally, it investigates whether the use of a financial planner moderates the association between financial...

... investigates the mediating roles of financial knowledge (FK) and financial self-efficacy (FSE) in the relationship between C2C (FS) interactions and MBUB. We conducted a questionnaire-based survey using convenience sampling, which yielded 291 valid responses. We analysed the data using partial least squares...

... and individual-level characteristics, including financial knowledge and attitudes toward promotional offers. Findings The results reveal that AI-integrated services and corporate reputation significantly influence customers’ assessment of DBS, exerting both direct and indirect effects on recommendation...

...), an emerging marketing research technique. Findings There are specific factors that may cause increased financial anxiety among young adults in Poland and Czechia, leading to the following key findings: (1) A mix of factors such as perceived lack of financial knowledge, being female, living with parents...

... and financial well-being during the pandemic. Secondly, among student loan holders, we tested the association of financial anxiety and payment delinquency with COVID-19 shocks and financial knowledge. Lastly, we investigated the associations between the recipients of student loans and their financial well-being...

...Fuzhong Chen; Guohai Jiang; Mengyi Gu Purpose Under the background of low consumer financial knowledge and accumulated credit card liabilities, this study investigates the relationship between financial knowledge and responsible credit card behavior using data from the 2019 China Household Finance...

... to finance. Further analysis shows that financial knowledge is significant in moderating the relationships between human and social capital with access to finance. Financial skills is found to only moderate the relationship between social capital and access to finance. Originality/value To the authors...

...David Aristei; Manuela Gallo Purpose This study analyses the role of individuals' objective financial knowledge in shaping preferences for ethical intermediaries and sustainable investments in Italy. Another goal of this study is to assess the impact of individuals' misperceptions about their own...

...) is employed to examine the direct and indirect associations between financial capability factors and FA. Furthermore, this paper also conducts multi-group SEM for three income groups to examine the heterogeneous effects of household income. Findings Both before and during the pandemic, financial knowledge...

... noted that despite their clients' financial knowledge, several other factors can explain these individuals' financial behaviors. They include psychological factors (such as financial bias, the need for instant gratification, and the lack of awareness regarding the long-term effects of certain types...

..., financial knowledge and social capital. This study uses a unidimensional scale for PR. Data were collected from 370 respondents from 11 cities across India. Structural equation models were built to test the proposed hypotheses. Findings Income shock was negatively associated with FWB. Estimated path...

... socialization outcomes, proposes how family financial socialization affects individuals' financial behavior and financial well-being through financial attitudes, financial knowledge and financial capacities (the intermediary financial socialization outcomes). While role-modeling is the most prevalent method...

.... The analysis uses a two-step approach via standard partial least squares structural modeling (PLS-SEM) and ordinary least square (OLS) regression. Findings Structural modeling results show that financial attitude fully mediates the relationship between financial knowledge and responsible financial...