... under the theory of planned behavior (TPB). Design/methodology/approach Guided by the TPB, this study examines attitude, injunctive and descriptive norms, and reconceptualizes perceived behavioral control as financial self-efficacy to explain personal loan repayment intention. Construct validity...

... Licensed re-use rights only Debt aversion Financial self-efficacy Spendthrift Frugality Financial self-control Social learning Mortgages Credit cards Buy-now-pay-later Informal debt [Debt is] … a bad guy. I see it as a ball as a chain – Research Participant Debt would be like...

...Thomas Korankye; Ichchha Pandey; Ferdous Ahmmed Purpose This study aims to examine the association between financial literacy, measured by objective and subjective financial literacy and financial self-efficacy. The study also uses financial education mandates as an instrumental variable...

... Financial self-efficacy Financial socialization and financial behaviour Indian society has always been highly patriarchal, with males dominating the position of the primary financial decision-makers in all financial affairs. Due to this, women live with limited access to financial products...

... investigates the mediating roles of financial knowledge (FK) and financial self-efficacy (FSE) in the relationship between C2C (FS) interactions and MBUB. We conducted a questionnaire-based survey using convenience sampling, which yielded 291 valid responses. We analysed the data using partial least squares...

...Jia Qi; Yu Zhang; Sheri Worthy; Jinhee Kim Purpose Previous research has demonstrated that financial self-efficacy (FSE) plays a significant role in shaping desirable financial behaviors. However, this relationship might be strengthened or weakened in the presence of financial stress and financial...

... credibility and argument quality through the mediation of trust. At the same time, the study hypothetically moderates the relationships between source credibility and trust and between argument quality and trust by financial self-efficacy and risk preference. Design/methodology/approach This research...

... socialization has a positive effect on financial self-efficacy. Financial behavior refers to an individual's financial outcomes that are observable (Gudmunson and Danes, 2011). Although financial socialization was proposed to have an indirect effect on financial behavior through financial knowledge...

...Rachel Mindra; Musa Moya; Linda Tia Zuze; Odongo Kodongo Purpose The purpose of this paper is to examine the relationship between financial self-efficacy (FSE) and financial inclusion (FI) among individual financial consumers in Uganda. Design/methodology/approach Using a quantitative approach...