... with over-indebtedness. Financial knowledge Household debt Digital skills G20 G21 G50 G51 G53 Access to credit refers to the availability of financial resources borrowed by individuals and businesses and is essential for planning and achieving long-term goals, such as investments...

... Profitability G20 G21 G28 Digital transformation can be defined as the use of digital technologies to change business models and provides new opportunities to increase revenue and create value (Gartner, 2022 ; Wang et al., 2022). This process, which is a part of the fourth industrial...

... Social comparison Demographic factors Materialism Financial well-being Income security Structural equation models G20 I31 C31 C38 Significant socio-economic and cultural changes have occurred within India in the last 70 years. In the first two decades after independence, Prime...