... of development, the topic remains under-investigated and the evidence on the debt–well-being link is scarce. The purpose of this study is to examine the association between debt holding and happiness and the moderating role of income in it. Design/methodology/approach Data used in the study were from three...

... the potential role that income plays, which has not previously been considered in depth in the financial literature. Design/methodology/approach Based on a sample of the Spanish population over the period 2008–2015, this paper estimates probit and tobit models, using 165,791 observations. The driving forces...

...Emmanuel J. Chéron; Hélène Boidin; Naoufel Daghfous The increase of competition in the banking industry has resulted in more attention to profitability and reduced interest in low‐income customers. Fulfilment of financial services needs of low‐income customers is perceived as either information...