...Niklas Arvidsson Purpose – A society's potential economic gains from replacing cash-based payments with electronic payments are large, and mobile payments may help this transition. The purpose of this paper is to understand consumers’ attitudes on start using mobile payment services. Design...

...Heikki Karjaluoto; Liisa Kanniainen Purpose Mobile financial services (MFS) applications require a hardware secure storage, secure element (SE) for crucial payment and authentication credentials, comparable to the EMV chip cards recently introduced in the payment card world. However, the diffusion...

..., the adoption of information and communication technologies and self‐service technologies. The paper argues that bank‐marketing professionals adopt an activity‐centred social marketing strategy. This strategy places customers and their activities at the centre to help ensure a fit between payment activities...

...Leigh Drake; David T. Llewellyn Analyses alternative forms of pricing and pricing strategies of bank payments services and reports the results of an international survey of pricing practices in 11 countries. Makes a distinction between implicit and explicit pricing and, in the context of British...