... benefits and risks in influencing Fintech adoption. The pervasive use of mobile technology, particularly in the context of Fintech for banking transactions, involves a complex trade-off between perceived benefits (gains) and perceived risks (losses). Risk-benefit considerations are the focal argument...

... and financial risk significantly influence perceived risks, while security risk does not. Although convenience, perceived ease of use and perceived trust positively influence perceived benefits, perceived benefits do not significantly influence adoption intention. Moreover, perceived trust negatively affects...

...Stephen W. Wang; Jillian Farquhar Purpose The purpose of this paper is to further the consumer services theory in financial services marketing by examining how perceived benefits influence consumer intention-to-use a co-branded credit card and further how intention-to-use is moderated...