...John Grable; Kristy Archuleta; Kimberly Watkins; Eun Jin (E.J.) Kwak Purpose Unbanked status in the United States varies across the population, but the phenomenon of being unbanked tends to be more pronounced for Black households. This paper extends the current body of literature...

...Sohail Kamran; Outi Uusitalo Purpose The present study aimed to provide an understanding of the roles of community-based financial service organizations (i.e. rotating savings and credit associations [ROSCAs] as institutional pillars in facilitating low-income, unbanked consumers’ access...

...John Grable; Eun Jin Kwak; Kristy Archuleta Purpose The purpose of this study was to explore the concept of distrust of traditional banking institutions as a factor that can explain the choice to remain unbanked in a marketplace that is designed to be financially inclusive. Design/methodology...

... was pooled, and binary logistic regressions were used to investigate differences in barriers to financial inclusion (e.g. unbanked) between people with different types of disabilities (e.g. cognitive) and those without such disabilities. Findings Using five separate barrier measures, the authors found...

...Sophia T. Anong; Aditi Routh Purpose This study examines the relationship between prepaid debit card use and the intention to open a bank account within twelve months. The Transtheoretical Model (TTM) of Behavior Change helped to conceptualize one's stage in the process of changing from unbanked...