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It has come to the attention of the publisher that the article Hussain S, Gupta S, Bhardwaj S (2025), “Determinants inhibiting digital payment system adoption: an Indian perspective”. Qualitative Research in Financial Markets, Vol. 17 No. 4, pp. 716–748, doi: Link to Determinants inhibiting digital payment system adoption: an Indian perspectiveLink to the cited article., did not report the details of the ethics approval or informed consent for this research within the body of the manuscript. This research was approved by the Departmental Research Committee for the University of Jammu (TBS/JU/22 / 8529) on 22 June 2022, and it was conducted following the ethical guidelines set forth by the Departmental Research Committee on the Core Principles of Publication Ethics. Prior to commencing data collection, written informed consent was obtained from all participants. Participants were informed of the study’s aims and the right to refuse participation or withdraw from the study at any time, and the authors confirm that the autonomy and confidentiality of the participants were maintained and respected throughout. To account for language differences, interviews were conducted in the participants’ preferred languages (primarily English, Ladakhi and Urdu) and were later transcribed and translated into English by the researcher (a local resident of Ladakh), who is fluent in both languages (Ladakhi and Urdu); to ensure consistency and accuracy, translated transcripts were verified through back-translation and cross-checked by bilingual peers familiar with the research context. Care was taken to preserve meaning, tone and nuance during the translation and analysis process. The authors sincerely apologize for this mistake.

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