Maximising Capacity to Make Financial Decisions

This paper provides some guidance on how recent research into decision‐making capacity can be used in clinical practice to maximise financial independence among adults with learning disabilities. Its key messages are (i) that capacity is changeable rather than fixed and static, and (ii) that an assessment of capacity is just a starting point for identifying and enhancing a person's strengths and addressing weaknesses. The first half of the paper contains an overview of some recent developments in social policy, capacity legislation and research. We highlight some of the most important issues for clinicians and other health and social care practitioners to consider. In the second half, a case study is discussed. We outline some potential interventions for maximising financial capacity in different ways, as well as identifying some broad strategies for addressing difficulties in decision‐making.