.... Richmond Essieku can be contacted at: ressieku@ttu.edu 24 05 2025 04 09 2025 05 01 2026 09 03 2026 06 04 2026 © Emerald Publishing Limited 2026 Emerald Publishing Limited Licensed re-use rights only Propensity score matching Consumer credit Generational...

... repayment, household socioeconomic characteristics, and financial literacy indicators for Canadian households using national household survey data. D12 D14 D15 G51 Household finance Credit cards Consumer credit Repayment behavior © Emerald Publishing Limited 2025 Emerald...

... The authors' results highlight the importance of applying behavioural insights in consumer credit information provision, both in the financial sector and policy. Testing the messages allows having evidence-based solutions that promote responsible purchasing on credit. Originality/value The findings call...

... al. (2018) Federal Reserve Bank of New York Consumer Credit Panel/Equifax, a sample of consumers aged 25–65 Being late on debt payment for 60–90 days Borrowers in delinquency routinely reduce their debt Bhutta et al. (2020) SCF, US national sample Debt payment-to-income...

... 21 07 2021 26 07 2021 © Emerald Publishing Limited 2021 Emerald Publishing Limited Licensed re-use rights only Consumer credit Credit card repayment Financial decision-making Information disclosure and minimum payment Overall, the escalation of credit card debt...

... is the corresponding author and can be contacted at: kywong@ntu.edu.sg 07 01 2019 31 05 2019 12 06 2019 19 06 2019 © Emerald Publishing Limited 2019 Emerald Publishing Limited Licensed re-use rights only Consumer behaviour Consumer credit Debts Credit cards Credit cards...

... of this paper is that individuals with greater familiarity with consumer credit, a cognitive and decision-making approach favorable to use of credit, and an internal locus of control show greater interest in various forms of equity conversion. Originality/value This paper extends the analysis...

... Publishing Limited Licensed re-use rights only Scale development Consumer credit Indebtedness Financial well-being Financial preparedness for emergency A growing consensus among academic experts and policymakers is that finances are the ultimate measure of success for individuals’ overall...

... on the margins of society. Professor Paul Sergius Koku can be contacted at: koku@fau.edu © Emerald Group Publishing Limited 2015 Borrowing Financial services Consumer credit Personal finance In as much as the problems of the poor are wide ranging and caused by several different...

... categories and provide differential strategies to serve their special needs. © Emerald Group Publishing Limited 2014 Consumer behavior Borrowing Debt delinquency Family lifecycle Consumer credit Survey of consumer finances Non-performing loans have had a negative effect on banks...

... outcomes related to borrowing, saving, and taxes. It indirectly affects higher‐order financial consequences, such as a consumer's credit score, interest rates charged on subsequent loans, net worth, likelihood of bankruptcy, and size of inheritance. Originality/value Consumers around the world...

... of changing interest rates are underestimated. © Emerald Group Publishing Limited 2004 Loans Consumer credit Cost estimates Sweden The cost of loans is a substantial cost component in the budgets of many consumers. There are considerable differences in loan cost between offers from...

...Zeynep Bilgin; Ugur Yavas Describes the status of consumer credit services marketing in Turkey. First, presents an overview of developments in the Turkish banking sector with a focus on consumer credit services. Discusses the findings of a survey conducted by the authors among officers of banks...