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Keywords: Impulsivity
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Journal Articles
A multiple mediation model of resource scarcity, debt attitude and financial stress: evidence from the US
Available to Purchase
International Journal of Bank Marketing (2025) 43 (10): 2073–2090.
Published: 12 August 2025
...Bianca Pinto Carvalho; Clécio Falcão Araujo; Mateus Canniatti Ponchio; Giovanna Buzanello de Vargas Purpose This study explores how frugality and impulsivity mediate the relationship between resource scarcity and attitudes toward debt, and how these constructs are associated with financial stress...
Journal Articles
Digital financial literacy and financial well-being – evidence from India
Available to Purchase
International Journal of Bank Marketing (2025) 43 (3): 522–548.
Published: 13 November 2024
...Suhail Ahmad Bhat; Umer Mushtaq Lone; ArunKumar SivaKumar; U.M. Gopal Krishna Purpose This study aims to examine the influence of digital financial literacy (DFL) on the financial well-being (FWB) of students in Andhra Pradesh, specifically exploring the factors of impulsivity and self-control...
Journal Articles
The role of impulsivity and financial satisfaction in a moderated mediation model of consumer financial resilience and life satisfaction
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International Journal of Bank Marketing (2022) 40 (4): 773–790.
Published: 15 March 2022
...Muhammad S. Tahir; Ahmad Usman Shahid; Daniel W. Richards Purpose This paper explores the direct and indirect associations between financial resilience and life satisfaction, using the moderation of non-impulsive behavior and mediation of financial satisfaction. Design/methodology/approach...
Journal Articles
Financial literacy and financial well-being of Australian consumers: a moderated mediation model of impulsivity and financial capability
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International Journal of Bank Marketing (2021) 39 (7): 1377–1394.
Published: 12 July 2021
..., to analyze if non-impulsive future-oriented behavior (NIB) moderates the associations of FL with FC and FL with FW. Design/methodology/approach The authors use the PROCESS macros in IBM SPSS Statistics to test the moderated mediation model and analyze the 2016 wave of the Household, Income and Labor...
