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Purpose
This study aims to provide a comprehensive review of existing literature on consumer savings.
Design/methodology/approach
A bibliometric analysis was conducted on 1,078 journal articles, followed by a cluster analysis and an in-depth review of 250 key articles.
Findings
The study identified 5 major thematic clusters: financial literacy, savings pattern, drivers of savings, personality traits and Fintech and policy. It also highlighted key antecedents, moderators and theories discussed in the literature.
Research limitations/implications
This review provides a structured agenda for future research.
Originality/value
Despite extensive research on consumer savings, there is no review paper in this domain.
© 2025 Emerald Publishing Limited
2025
Emerald Publishing Limited
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